Make an introduction Discuss a client scenario
 
Make an introduction Discuss a client scenario

PRIVATE CLIENT FINANCE & ADVISORY

Specialist Advice For Mortgage, Lending and Protection Advisory 

Henry Dannell provides specialist mortgage, protection, commercial finance and debt advisory services to private clients, businesses and the professional advisers who support them. 

From residential and investment property finance to commercial borrowing, international lending, later life lending, protection and more complex debt requirements, we help clients navigate financial decisions that often require a more considered approach. 

Our role is to understand the wider circumstances first, identify the appropriate route through the market and coordinate the advice required to move forward with confidence.

Make an introductionDiscuss a client scenario

OUR SPECIALISMS

 

Mortgages

Mortgage advice for clients whose income, wealth, property or borrowing requirements may require a more considered approach.

We advise across residential mortgages, buy-to-let, high-value borrowing, complex income, professional clients, portfolio landlords and other specialist circumstances, drawing upon relationships across mainstream, specialist and private banking markets.

Explore Mortgages
 

Protection

Protection advice designed around the client's wider financial circumstances, family, income and long-term objectives.

We advise on life cover, critical illness cover, income protection, business protection and more complex private client protection requirements, including cases involving substantial sums assured, specialist occupations, medical considerations and international circumstances.

Explore Protection
 

Commercial

Specialist finance for businesses, property investors and private clients with commercial borrowing requirements.

We advise across commercial mortgages, investment property, development finance, bridging, business lending and more complex funding requirements, helping clients navigate options across banks, specialist lenders, private banks and alternative sources of capital.

For more complex transactions, we consider the wider financial structure, including the borrowing entity, assets, cash flow, existing debt and available security.

Explore Commercial Finance
 

Debt Advisory

For borrowing requirements that extend beyond conventional mortgage or commercial finance, our debt advisory service supports more complex financing requirements across property, business and other assets. We work to understand the underlying objective, existing capital structure, assets and liabilities to consider the most appropriate route through specialist, private and alternative lending markets. This may include bespoke real estate finance, refinancing and debt restructuring, liquidity requirements, securities-backed lending, luxury asset finance and other transactions where the appropriate solution is unlikely to be found through a conventional lending approach.

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International

Specialist advice for clients whose financial circumstances extend across jurisdictions.

Whether purchasing or refinancing property in the UK while living overseas, relocating internationally, receiving income in another currency or managing assets across multiple jurisdictions, we help clients navigate the additional complexity associated with international borrowing and protection.

Our international capabilities are strengthened by Henry Dannell's presence in Switzerland and relationships across international banking and advisory markets.

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Later Life Lending

Later life borrowing requires careful consideration of both the immediate requirement and the client's wider financial position.

We advise clients and their families across later life mortgages, retirement interest-only mortgages and lifetime lending, considering the available options alongside affordability, estate planning considerations and longer-term objectives.

Where appropriate, we work alongside the client's existing professional advisers to ensure borrowing is considered as part of the wider financial picture.

Explore Later Life Lending

WORKING WITH PROFESSIONAL ADVISERS

Supporting You and Your Clients

We work closely with wealth managers, financial advisers, accountants, solicitors, family offices, private banks and other professional advisers whose clients require specialist mortgage, protection, commercial finance or debt advice.

Our role is designed to complement the existing advisory relationship.

We can work directly with your client while keeping you appropriately informed, coordinate with other professional advisers where required and consider the client’s financing or protection requirements within the context of their wider wealth and financial arrangements.

For clients with more complex circumstances, this collaborative approach can be particularly important. Income, liquidity, tax planning, ownership structures, international assets, investment strategies and existing debt can all influence the most appropriate solution.

Discuss a Client Enquiry
 
 

A CONSIDERED APPROACH TO COMPLEX CASES

Understanding The Position Before Approaching The Market

Complex financial circumstances often require more preparation before approaching a lender or insurer.

Rather than simply submitting an application and waiting for a decision, we seek to understand how lenders or insurers are likely to assess the circumstances, identify potential challenges and determine how the case should be positioned.

Depending on the requirement, this may involve assessing lender policy, affordability, underwriting considerations, ownership structures, income evidence, international circumstances, existing liabilities, security or the financial rationale behind the proposed borrowing or protection.

For more complex requirements, early engagement with appropriate lenders, private banks or insurers can help establish appetite before determining the most suitable route forward.

The objective is not simply to find a product. It is to understand the circumstances, prepare the case appropriately and identify a solution capable of meeting the client’s wider objectives.

Submit an Enquiry
 

MARKET INSIGHTS

Insights For You and Your Clients

Markets, lending appetite and underwriting approaches continually evolve.

Our market insights bring together developments across mortgages, commercial finance, specialist lending, private banking, protection and the wider credit environment to help clients and professional advisers understand the issues that may influence financial decisions.

Explore Market Insights

FEATURED CASE STUDIES

Complex Cases, Structured Carefully

 

Protecting Assets Under Management While Unlocking £2 Million for a Self-Build Property

A financing strategy structured around the client's wider wealth position, allowing liquidity to be raised without unnecessarily disrupting invested assets.

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CHF 11m Financing for a Prime Swiss Residential Acquisition

A British national and senior investment professional, had relocated from London to Zurich, looking to acquire a prime residential property in the Herrliberg area for CHF 11 million.

Read more
 

£4.9 Million Mortgage with Complex Income and Business Sale Proceeds

A high-value borrowing requirement involving a more detailed assessment of income, affordability and lender appetite. 

Read more
 

DISCUSS A CLIENT ENQUIRY

Introduce Your Clients With Confidence

If your client requires mortgage, protection, commercial finance, debt advisory, international or later life lending advice, tell us about their circumstances and what they are looking to achieve.

You do not need to determine which area of Henry Dannell they require before making an introduction. Every enquiry is reviewed and directed to the appropriate specialist team, while we work to complement your existing relationship with the client.

Discuss a Client Enquiry Submit an Enquiry

HENRY DANNELL SWITZERLAND

International Capability, Locally Represented

Our presence in Switzerland strengthens our ability to support internationally mobile private clients and the professional advisers who work with them.

It provides an additional platform from which to coordinate UK and international requirements, particularly where clients have cross-border income, assets, property or wider financial interests.

Explore Henry Dannell Switzerland

MONITOR THE MARKET

Delivering Market Insights For You and Your Clients

Stay informed about developments across mortgage, commercial, credit and protection markets through our latest insights, headline rates, webinars and events.

Explore Market Insights
 

 

CONTACT

0204 5999 444

info@henrydannell.co.uk

ourservices.henrydannell.co.uk

OFFICES

United Kingdom

Switzerland

United Arab Emirates (DIFC)

 

Registered in England and Wales under reference 12002019. Registered office address: c/o First Floor, Tabard Works, 6-12 Tabard Street, London SE1 4JU. 

With regard to any financial or mortgage advice you may receive from us, any decision on which interest rate, amount sought and specific product terms should rely on the personal and business circumstances you find yourself in. We encourage you to enable us to carry out a full review prior to any mortgage application, made by you or on your behalf, to enable us to clearly and accurately understand and establish the specific needs and preferences that you may have and to help determine whether you meet any relevant criteria or not. 

We will be delighted to advise you and make recommendations based on your specific details and there may be a fee for such mortgage advice. 

Please note: mortgage deals may not be available, and lending is subject to individual circumstances and status. Any rates shown on this website are indicative only and may not be suitable for you. You must be 18 or over. 

Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. 

A bridging loan is a short-term loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it. The Financial Conduct Authority does not regulate some forms of bridging finance. 

Henry Dannell Private Clients Limited is a broker, not a lender, and is independent with access to the whole of market. We may receive commissions that will vary depending on the lender, the product or other permissible factors. The nature of any commission model will be confirmed to you before you proceed. 

Henry Dannell is a trading style of Henry Dannell Private Clients Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 943626. 

Henry Dannell Private Clients Limited is registered in England & Wales under registration No. 12002019. Registered and trading office address: First Floor, Tabard Works, 6-12 Tabard Street, London SE1 4JU. 

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. 

Our written complaints procedure is available upon request. If we cannot settle your complaint, you may be entitled to refer it to the Financial Ombudsman Service. If we cannot meet our obligations, you may be entitled to compensation from the Financial Services Compensation Scheme. This depends on the type of business and the circumstances of the claim. 

 

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