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Join our exclusive webinar, offering insights into the evolving landscape of international real estate and luxury asset finance
UPCOMING EVENT
International Real Estate &
Luxury Asset Finance Market Outlook
Friday 27th June | 3 PM - 3:45 PM (BST)
WATCH OUR LATEST WEBINAR
Navigating the 2025 Landscape: Is the UK Still a Global Financial Hub?
Get the complete perspective from our expert panel as they discuss:
- The exodus of non-doms and UHNW families
- Tax changes and their knock-on effects
- US client trends and global mobility
- Lending opportunities, mortgage market shifts, and interest rate outlook
HEADLINE RATES
Residential Purchase | Retail
60% LTV
2-year | 3.88%
5-year | 3.88%
2-year tracker | BOE base rate + 0.11%
75% LTV
2-year | 4.01%
5-year | 4.04%
2-year tracker | BOE base rate + 0.23%
90% LTV
2-year | 4.54%
5-year | 4.40%
2-year tracker | BOE base rate + 0.72%
Please note that these rates will vary depending on the loan amount.
Residential Purchase | Private
60% LTV
2-year fixed | 4.25%
2-year tracker | 0.5% + BOE base rate
5-year fixed | 4.35%
75% LTV
2-year fixed | 4.65%
2-year tracker | 0.85% + BOE base rate
5-year fixed | 4.75%
90% LTV
2-year fixed | 4.85%
2-year tracker | 1.05% + BOE base rate
5-year fixed | 4.95%
Please note that these rates will vary depending on the loan amount.
Buy-to-Let Purchase | Retail
60% LTV
2-year fixed | 3.89%
5-year fixed | 4.00%
75% LTV
2-year fixed | 3.99%
5-year fixed | 4.09%
Please note that these rates will vary depending on the loan amount.
Commercial
OWNER-OCCUPIED
Up to 75% LTV
Tracker | 1.25% + BOE base rate
2-year fixed | 5.80%
5-year fixed | 5.60%
INVESTMENT
Up to 60% LTV
2-year fixed | 6.84%
5-year fixed | 6.74%
INVESTMENT
Up to 75% LTV
2-year fixed | 7.29%
5-year fixed | 7.14%
SEMI-COMMERCIAL
Up to 60% LTV | 5.80%
Up to 70% LTV | 6.50%
Up to 80% LTV | 6.90%
Please note that these rates will vary depending on the loan amount.
RATES SOURCED | 29/04/2025
RATES SOURCED | 29/04/2025