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MONITOR THE MARKET

Delivering Market Insights
for Your Clients


Join our exclusive webinar, offering insights into the evolving landscape of international real estate and luxury asset finance

UPCOMING EVENT

International Real Estate &
Luxury Asset Finance Market Outlook

Friday 27th June | 3 PM - 3:45 PM (BST)
WATCH OUR LATEST WEBINAR

Navigating the 2025 Landscape: Is the UK Still a Global Financial Hub?

Get the complete perspective from our expert panel as they discuss:

  • The exodus of non-doms and UHNW families
  • Tax changes and their knock-on effects
  • US client trends and global mobility
  • Lending opportunities, mortgage market shifts, and interest rate outlook
HEADLINE RATES

Residential Purchase | Retail

60% LTV
2-year | 3.88%

5-year | 3.88%

2-year tracker | BOE base rate + 0.11%

75% LTV
2-year | 4.01%

5-year | 4.04%

2-year tracker | BOE base rate + 0.23%

90% LTV
2-year | 4.54%

5-year | 4.40%

2-year tracker | BOE base rate + 0.72%

Please note that these rates will vary depending on the loan amount.

Residential Purchase | Private 

60% LTV
2-year fixed | 4.25%

2-year tracker | 0.5% + BOE base rate

5-year fixed | 4.35%

75% LTV
2-year fixed | 4.65%

2-year tracker | 0.85% + BOE base rate

5-year fixed | 4.75%

90% LTV
2-year fixed | 4.85%

2-year tracker | 1.05% + BOE base rate

5-year fixed | 4.95%

Please note that these rates will vary depending on the loan amount.

Buy-to-Let Purchase | Retail

60% LTV
2-year fixed | 3.89%

5-year fixed | 4.00%

75% LTV
2-year fixed | 3.99%

5-year fixed | 4.09%

Please note that these rates will vary depending on the loan amount.

Commercial 

OWNER-OCCUPIED
Up to 75% LTV
Tracker | 1.25% + BOE base rate

2-year fixed | 5.80%

5-year fixed | 5.60%

INVESTMENT
Up to 60% LTV
2-year fixed | 6.84%

5-year fixed | 6.74%

INVESTMENT
Up to 75% LTV
2-year fixed | 7.29%

5-year fixed | 7.14%

SEMI-COMMERCIAL
Up to 60% LTV | 5.80%

Up to 70% LTV | 6.50%

Up to 80% LTV | 6.90%

Please note that these rates will vary depending on the loan amount.
RATES SOURCED | 29/04/2025