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HEADLINE RATES

Residential Purchase | Retail

60% LTV

2-year | 3.54%
5-year | 3.71%
2-year tracker | BOE base rate + 0.11% 

75% LTV

2-year | 3.64%
5-year | 3.81%
2-year tracker | BOE base rate + 0.23%

90% LTV

2-year | 3.99%
5-year | 4.09%
2-year tracker | BOE base rate + 0.44%
Please note that these rates will vary depending on the loan amount.

Residential Purchase | Private

60% LTV

2-year fixed | 4.05%
2-year tracker | BOE base rate + 0.5%   
5-year fixed | 4.30%

75% LTV

2-year fixed | 4.45%
2-year tracker | BOE base rate + 0.85%
5-year fixed | 4.69%

90% LTV

2-year fixed | 4.65%
2-year tracker | BOE base rate + 1.05%
5-year fixed | 4.89%
Please note that these rates will vary depending on the loan amount.

Buy-to-Let Purchase | Retail

60% LTV

2-year fixed | 3.53%
5-year fixed | 3.74%

75% LTV

2-year fixed | 3.58%
5-year fixed | 3.79%
Please note that these rates will vary depending on the loan amount.

Buy-to-Let Purchase | Private

60% LTV

2-year fixed | 4.45%
5-year fixed | 4.70%

75% LTV

2-year fixed | 4.89%
5-year fixed | 5.09%
Please note that these rates will vary depending on the loan amount.

Commercial

OWNER-OCCUPIED

Up to 75% LTV

Tracker | 1.25% + BOE base rate
2-year fixed | 5.60%
5-year fixed | 5.50%
INVESTMENT

Up to 60% LTV

2-year fixed | 6.34%
 
5-year fixed | 6.19%
INVESTMENT

Up to 75% LTV

2-year fixed | 6.69%
5-year fixed | 5.80%
SEMI-COMMERCIAL
Up to 60% LTV | 5.80%
Up to 70% LTV | 6.50%
Up to 80% LTV | 6.90%
Please note that these rates will vary depending on the loan amount.
RATES SOURCED | 23/02/2026
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Registered office address: c/o First Floor, Tabard Works, 6-12 Tabard Street, London SE1 4JU

With regard to any financial or mortgage advice you may receive from us, any decision on which interest rate, amount sought and specific product terms should totally rely on the personal and business circumstances you find yourself in. We encourage you to enable us to carry out a full review prior to any mortgage application, made by you or on your behalf, to enable us to clearly and accurately understand and establish the specific needs and preferences that you may have and to help determine whether you meet any relevant criteria or not. We will be delighted to advise you and make recommendations based on your specific details and there may well be a fee for such mortgage advice. Please note: mortgage deals may not be available, and lending is subject to individual circumstances and status. Please note: any rates shown on this website display only an indicative rate and may not be suitable for you. You must be 18 or over. Please also note: a mortgage is secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

A bridging loan is a short-term loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any debt secured on it. The Financial Conduct Authority does not regulate some forms of bridging finance.

Henry Dannell Private Clients Limited is a broker, not a lender, and is independent with access to the whole of market. We may receive commissions that will vary depending on the lender, the product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Henry Dannell is a trading style of Henry Dannell Private Clients Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (www.fca.org.uk/register) under reference 943626.

Henry Dannell Private Clients Limited is registered in England & Wales under registration No: 12002019. Registered and trading office address: First Floor, Tabard Works, 6-12 Tabard Street, London SE1 4JU.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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