Make an introduction Discuss a client scenario
 
Make an introduction Discuss a client scenario

Residential Purchase | Retail

60% LTV

2-year  |  4.99%
5-year  |  4.98%
2-year tracker  |  BOE base rate + 0.31%

75% LTV

2-year  |  5.01%
5-year  |  5.08%
2-year tracker  |  BOE base rate + 0.42%

90% LTV

2-year  |  5.23%
5-year  |  5.24%
2-year tracker  |  BOE base rate + 0.88%

Please note that these rates will vary depending on the loan amount.

Residential Purchase | Private

60% LTV

2-year fixed  |  5.20%
2-year tracker  |  BOE base rate + 0.65%
5-year fixed  |  5.25%

75% LTV

2-year fixed  |  5.53%
2-year tracker  |  BOE base rate + 0.85%
5-year fixed  |  5.60%

90% LTV

2-year fixed  |  5.75%
2-year tracker  |  BOE base rate + 1.25%
5-year fixed  |  5.80%

Please note that these rates will vary depending on the loan amount.

Buy-to-Let Purchase | Retail

60% LTV

2-year fixed  |  4.61%
5-year fixed  |  4.75%

75% LTV

2-year fixed  |  4.61%
5-year fixed  |  4.83%

Please note that these rates will vary depending on the loan amount.

Buy-to-Let Purchase | Private

60% LTV

2-year fixed  |  5.55%
5-year fixed  |  5.60%

75% LTV

2-year fixed  |  6.09%
5-year fixed  |  6.19%

Please note that these rates will vary depending on the loan amount.

Commercial

OWNER-OCCUPIED

Up to 75% LTV
Tracker  |  1.50% + BOE base rate
2-year fixed  |  5.80%
5-year fixed  |  5.85%

INVESTMENT

Up to 60% LTV
2-year fixed  |  6.35%
5-year fixed  |  6.55%
Up to 75% LTV
2-year fixed  |  6.85%
5-year fixed  |  6.10%

SEMI-COMMERCIAL

Up to 60% LTV  |  6.10%
Up to 70% LTV  |  6.75%
Up to 80% LTV  |  7.15%

Please note that these rates will vary depending on the loan amount.
Rates sourced | 21/09/26

 

 

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With regard to any financial or mortgage advice you may receive from us, any decision on which interest rate, amount sought and specific product terms should rely on the personal and business circumstances you find yourself in. We encourage you to enable us to carry out a full review prior to any mortgage application, made by you or on your behalf, to enable us to clearly and accurately understand and establish the specific needs and preferences that you may have and to help determine whether you meet any relevant criteria or not. 

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